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Students targeted by Identity Thieves

posted Aug 26, 2014, 11:48 AM by Craig Cox   [ updated Aug 26, 2014, 11:48 AM ]
Do you think that a student with limited financial resources is ignored by identity thieves?  Think again!  Just because cash is scarce doesn't mean that scammers can't make things worse.  Identity thieves routinely target college students to get hold of relatively new credit histories.  Posing as you, a scammer can run up a huge credit card bill that you are expected to pay; or they can slowly siphon off small amounts of money from your bank account or credit card, counting on you not to balance your bank statements.

The same tips published elsewhere on this site still apply:
  • Don't click on random links sent to your email
  • Be skeptical of any too-good-to-be-true offers
  • Protect your Identity information, such as your Social Security Number and financial aid information
  • Shred documents (such as unused credit card applications) that contain personal information
Don't think that just because you're just starting out, it means you're flying under the radar.

Several online publications contributed to this summary.  A lot of the information overlaps, but there is good detail out there. 

National Department of Education (pdf document)
More tips from Dept of Ed
Scambuster's College Student's Guide to Identity Theft
Undated College ID Theft article at about.com

Some of the articles mention that colleges use SSNs as student IDs or to post grades.  We hope you've noticed that Delaware Tech assigns a student ID number completely unrelated to your SSN!